Today’s Retirees

Retirement today is much different than retirement for previous generations. Baby Boomers are shifting what retirement is on a fundamental level. Before, retirement meant downsizing and slowing down in old age. Today, however, retirees are not downsizing and are enjoying activity levels they haven’t experienced since their youth. Retirement now means more time for travel, golfing, learning new hobbies, and keeping up with grandkids. Because of this there needs to be a shift in how financial planners cater to retired customers. Most planners still tout the magic number requirement for a safe retirement. Whatever number they settle on for you is meant to allow you to coast serenely through your golden years. Retirees now need a diverse portfolio that will allow them to continue growing in retirement rather than stagnating or downsizing that generations past have always done. For more information on this topic, visit this article by Scott Gamm with The Street.


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