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Christmas Greetings from the Social Security Report Editorial Staff!
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On behalf of the Association of Mature American Citizens and the AMAC Foundation, the Social Security Report’s editorial staff extends to all of its readers a sincere wish for peace, comfort, and joy during this Holiday Season
When is the best time to claim your Social Security benefits?
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The decision on when to file for your Social Security benefits is one of the most important choices you’ll make. If you claim too early; the earliest is at 62, your benefits will be permanently reduced but if claim at…
You’re closing in on retirement, are you on track?
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If you are closing in on retirement, are you on track? Are you ready? Retirement is often on the forefront of people’s minds when they turn 60 years old causing many people to take a really hard look at different…
Don’t let a lack of retirement planning leave your spouse vulnerable
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While most couples spend time talking about retirement and looking forward to being together, they forget to plan for when one spouse passes away and the other is left alone. A retirement plan that does not include for the inevitable…
Will you be able to live on Social Security alone?
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The rule of thumb is that Social Security benefits replace around 40 percent of pre-retirement income, but for some elderly Social Security beneficiaries, 21 percent of married couples, and about 45 percent of unmarried persons, reliance is at a 90…
Social Security Priorities for the Next Administration
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Reuters columnist Mark Miller sets the Social Security stage for the next presidential administration by outlining, in a post on reuters.com, a set of six issues that need to be addressed in priority order. At the top of the list is,…
The Importance of Financial Literacy for Women and their Retirement Plans
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Through the years, the National Institute for Retirement Security (NIRS) has produced multiple reports exploring what’s come to be known as “the gender income gap” and its contribution to inequality in retirement financing for women. Earlier this year, NIRS published a new…
Stimulus Check Update: Not Yet, but It Could Happen!
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If you’re following the news out of Washington, you probably know that deliberations on Capital Hill are grinding their way toward a coronavirus relief package before the Christmas recess. What you also probably know is that the current proposal to…
OIG Report Highlights Issues with Two Key Social Security Areas
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Forbes Senior Contributor Bob Carlson, in a post on forbes.com, takes a look at details presented in two recent Social Security Office of the Inspector General reports, citing deficiencies in the direction provided by Social Security Administration offices. Specifically, the areas…
Social Security’s COLA: Why It’s Not Working Well for Seniors
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The 1.3% cost of living adjustment retirees will see in their January 2021 benefit payment is a good thing, but not an especially good thing. It’s appreciated, yes, but it also triggers the long-standing and growing concerns about COLA’s inability…