Survey: Retirement Benefits and Worker Retention Linked

It’s no secret that traditional defined benefit plans are largely a thing of the past and that individual wealth-building poses significant challenges for many future retirees. With this as a backdrop, it’s no wonder that the results of a Prudential…

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On Insolvency: “Take it seriously, but don’t panic”

As we’ve noted repeatedly on this website, Social Security’s impending insolvency is now a mere six years away. This reality is no new revelation, since the problem has been on Congress’s radar since the late 1980s. It’s just that with…

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Dealing With Social Security’s Insolvency

A Pathway for Congress to Act? After decades of procrastination on what is now looming as a financial catastrophe for millions of vulnerable Americans, Capitol Hill appears to be awakening to Social Security’s financial crisis and the critical need for…

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What to consider if you’re becoming an Expat

You’re considering becoming an expat; you are not alone. Over 760,000 retirees receive Social Security abroad, a number that has grown sharply in just two years.  In 1974, only 10 percent of US citizens expressed interest in moving abroad. By…

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A better way to fund Social Security?

With the national debt rising to over 100 percent of GDP and Social Security’s impending insolvency, lawmakers will be forced to implement efficiency-enhancing reforms.  One of the many proposals is to uncap the payroll tax, which would lift the cap…

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“Ask Rusty – Will Social Security Run Out of Money Soon?”

Dear Rusty: I’m concerned about Social Security running out of funding, since I rely on it for my income and I’m at an age where my having to go back to work is not an option I can consider. The…

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