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Prioritizing Retirement Savings - USA Today
As we approach the new year, now is a good time to review your approach to retirement savings, even if you’re still some years away from hanging up your work clothes for good. As you may know, Social Security isn’t meant to be your sole source of income during retirement, so accumulating a sizable nest egg should be an important part of your retirement planning. But, how do you choose where and how your retirement savings should should be invested? Well, if you have a work-related 401(k) which includes an employer match, then its pretty much a no-brainer that you should focus first on getting all of the employer-match portion of that investment. After that, you should consider other, perhaps less lucrative investment avenues such as a standard (or Roth) IRA and, if one is available, a Health Savings Account (HSA). As explained in this USA Today article by Kailey Hagen, getting the most our of your savings is an easily achievable goal. Click here to read more.