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Retirement Planning Strategies: File Early and Invest the Payments?

Choosing to begin Social Security retirement benefits at the earliest possible point–age 62–remains the most popular choice for many aging into the program. Some select this option out of financial necessity, while some favor the option of simply using Social Security to allow them to preserve their other financial assets. Others, though, make the decision on the basis of a financial planning strategy, wherein they commit to using the cash for investment purposes with the intent of offsetting the reduced payment with accumulated returns in the longrun. In a post on, The Motley Fool’s Adam Levy takes a look at the investment strategy, offering a hypothetical analysis of the math that produces overall return. Check out his post here

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