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Should You Extend Your Career and Thus Delay Retirement?

In deciding whether or not to postpone retirement and thus realize the highest Social Security monthly benefit possible, Maurie Backman suggests asking oneself these four questions:  1.) What do my savings look like?  Social Security only replaces about 40% of pre-retirement income.  2.) Have I reached full retirement age for Social Security purposes?  3.) Do I enjoy going to work?  4.) Do I have people to spend time with in retirement?  Read Backman’s full piece here.

The Association of Mature American Citizens (AMAC) believes Social Security must be preserved and modernized.  This can be achieved by making modest changes in cost of living adjustments and the retirement age, with no additional taxes on workers.  Read AMAC’s plan here.  The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone. Learn more about this service via the Foundation’s website.



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