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Social Security Default: Does the Risk Justify Taking Benefits Earlier?

(By – Dan Caplinger)

Tens of millions of people rely on income from Social Security when they retire. Yet there are huge concerns about the viability of Social Security’s long-term finances, as the trust fund that helps pay retirement benefits is projected to run out of money within the next 20 years. In part because of this fear of a Social Security default, the most popular age to start receiving benefits is 62 — the earliest possible. Almost half of women and more than two out of five men claim at that early age. Read more…


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