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Social Security: Working 35 Years is Key
Several factors affect the amount of your Social Security benefits, but chief among them is 35 years (or more) of work history. Typically, the longer you work, the more earning potential you have. The other major factor in calculating your Social Security is how much you earned on average over a span of 35 years. Working fewer than 35 years means your benefit amount will be calculated using a zero for each year of no earnings, resulting in a lower monthly check. Angela Mae explains it all in this piece, noting that some people cannot complete 35 years. Also, there are a few advantages to working less than 35 years. Full article here.
The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.
This posting is presented for informational purposes only and does not represent legal or financial guidance. Any opinions or interpretations presented are either those of the original author or, in the case of articles authored by the AMAC Foundation, are the opinions of AMAC Foundation staff, originally trained and accredited by the National Social Security Association (NSSA) and certified via the AMAC Foundation. Any links included in the article are valid on the posted date; socialsecurityreport.org cannot guarantee the duration of the links’ validity. NSSA and the AMAC Foundation and its staff are not affiliated with or endorsed by the Social Security Administration or any other governmental entity. To submit a question, visit our website (https://amacfoundation.org/services/) or email us at ssadvisor@amacfoundation.org. Because we are a non-profit organization, there is no charge for these services.