AMAC Foundation
Social Security Reform: A Potential Costly Mistake
If you follow the news at all, you are likely well aware that the nation’s premier senior retirement program – Social Security – is facing some financial issues in merely seven years! That is certainly cause for concern among our…
Ask Rusty – If We Both Collect Social Security, will our Benefits be Affected?
Dear Rusty: I reached full retirement age back in June, but I have not yet filed to collect Social Security. My husband currently collects SS funds, and he waited until he had reached full retirement age a few years ago.…
CMS Announces 2026 Medicare Costs
Somewhat delayed by the recent government shutdown, the Centers for Medicare & Medicaid Services (CMS) has finally announced the costs seniors will be required to pay for their healthcare coverage. As you likely know, Medicare consists of several “parts” called…
People Born in 1959 Reach Their Full Retirement Age of 66 & 10 Months in 2026
In 2026, the full retirement age (FRA) reaches 66 and 10 months. The FRA has been slowly increasing since 1983 to help keep Social Security financially stable for the future beneficiaries. As the FRA retirement increases, the reduction for taking…
Making the Most of the New 65 Plus Tax Break
The President was unable to keep his campaign promise to end taxation of Social Security benefits, as it never advanced in Congress, but many seniors 65 and over are still going to receive a new tax break. As a result…
Should You Delay Taking Social Security Until Age 70?
Delaying your Social Security benefits until age 70 increases your monthly payment by 76% compared to claiming at 62. However, consider factors like your health, life expectancy, and financial needs. The average break-even point is age 81 or 82. If…
New Social Security Scam Alert
Scam Alert For Immediate Release November 12, 2025 Unexpected Letter, Text, or Email from the Social Security Administration Office of Inspector General? Think Scam First The Office of the Inspector General (OIG) for the Social Security Administration (SSA)…
Earning The Maximum Social Security Benefit
Have you ever wondered how to earn the maximum Social Security benefit? In 2025, the maximum benefit amount is $4,018. If you delay taking your benefits until age 70, it is $5,108. For those who choose to file at 62,…
Social Security Is Still Mailing Paper Checks
As of September 2025, there were still approximately 400,000 recipients receiving paper checks. This was down from 456,000 still receiving them in March. They are mostly people who can’t afford a bank account due to not being able to afford…
Social Security is More Than Just a Retirement Benefit
Social Security is more than just a retirement benefit. In fact, Social Security also helps to protect your family. It provides benefits for your family should you become unable to work or pass away. Most young people tend not to…