Ask Rusty

Ask Rusty – How Can I Get Details about My Social Security Payment?

Dear Rusty: How do I find the actual breakdown of the Medicare insurance that I have auto deducted and my actual Social Security payment? I was just looking at a video which explained the 3% Cost of Living Adjustment we…

Ask Rusty – When Should I Retire and Claim My Social Security Benefits?

Dear Rusty: I am 64 years old and having difficulty working due to my arthritis, but I can continue part time as a podiatrist. I do not know the best way to determine when to retire. What is the formula…

Ask Rusty – I’m a Veteran. How Do I Get My Extra Social Security?

Dear Rusty: As a military veteran, I was told that the final amount of my Social Security should be a little higher as a reward for military service. If so, I have two questions: 1. How much is the boost?…

Ask Rusty – Will Work Earnings Affect My Social Security at Age 80?

Dear Rusty: I am 80 years old, and I receive monthly Social Security benefits, but I’m thinking about returning to work. At this age, am I limited in how much income I generate without affecting my benefit? If so, how…

Ask Rusty – Cutting Social Security Will Make Me Lose My Home!

Dear Rusty:  Politicians are talking about taking money from Social Security, but I need that money to support my daughter and pay for my home. I’m a widow, and my husband passed in 2017. I’ll lose my home if my…

Ask Rusty – About Social Security’s “First Year Rule”

Dear Rusty: I’m considering filing for my SS at age 64 in February, before my full retirement age of 66 years and 10 months. I’m working full time and would like to continue earning until I meet the $21,240 limit…

Ask Rusty – What Counts for Social Security’s Earnings Limit?

Dear Rusty: I retired on February 1st of this year (2022). I collect a pension from my employer plus a union pension, as well as Social Security, all of which started in February 2022. I am married and I’m 65…

Ask Rusty – Can I Get Survivor Benefits While Still Working?

Dear Rusty: I lost my wife several years ago and I qualified for Social Security Spousal benefits. Unfortunately, because of my income, I have not been able to take advantage of this benefit. I am currently 64 and still working.…

Ask Rusty – Can A Working Widow Collect Survivor Benefits?

Dear Rusty: I’m 63 and still employed. My husband passed away 7 years ago at the age of 58. Am I able to collect my husband’s Social Security while I’m still working? Signed: Working Widow Dear Working Widow: Technically at…

Ask Rusty – How Do I Get My Social Security As Soon As Possible?

Dear Rusty: I am a few weeks away from my 61st birthday in November 2022. I was wondering how far in advance of my 62nd birthday next year should I file my Social Security benefits paperwork in order to get…

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