retirement savings
Retirement Planning 101: A Look at Some Basics
As the article says at the outset, it’s never too early or too late to plan for your retirement. The simple fact is that the planning must start somewhere, and this post by the good folks at L’Observateur appearing on…
The Evolving Retirement Financing Landscape
No, it’s not just that Social Security is destined for some substantial reform (or, absent that, insolvency). The overall retirement financial planning panorama is on the verge of major shifting in the years ahead, according to post by U.S. News…
The Importance of HSAs in Retirement Savings Plans
Traditionally, most folks these days look to deferred compensation plans–IRAs and 401ks–as a primary source of wealth accumulation for retirement. This is especially relevant to the company-sponsored 401 k plans that offer an employer match. While all of this is…
ESG Investing and your retirement savings
President Biden has vetoed the legislative bill blocking ESG Investing for Retirement Funds. What does this mean? ESG Investing is Environmental, social, and governance (ESG) investing is a strategy you can use to put your money to work with companies…
Losing money is the last thing any of us wants
Nobody likes to lose money, especially your retirement savings. The stock market can be risky, but a savings account, even a high-yield one, cannot beat inflation. There are still low-risk, guaranteed-growth investments that are an alternative to the riskier retirement…
Retirement Savings: When and when not touch them
One of the more persistent questions folks saving for retirement often face is whether or not to touch deferred financial resources (IRAs, 401ks, and earmarked savings accounts, for example, when a pre-retirement need arises. Conventional wisdom calls for leaving these…
Secure 2.0 and the Retirement Financing Gap: Some Positive News
Much has been written about the disconnect between retirement savings goals and the prospects for reaching these goals. In fact, comparing the results of a Northwestern Mutual study question on how much is needed for a comfortable retirement with the average…
Some Thoughts on Retirement Savings Planning for the Coming Year
As we look back on 2022, with its market volatility and its shifting landscape around retirement savings, one wonders what the year ahead will bring. Kiplinger contributor Jerry Golden, in a post on their website, wonders too, and offers a…
Older workers and current retirees get a boost from Secure 2.0
The recently passed 2023 Omnibus Appropriations bill, now en route to President Biden for signature, contains a host of provisions aimed at benefitting workers preparing for retirement or already in their retirement years. Included in the massive $1.7 trillion package,…
Saving For Retirement: Time to Take Stock
The Motley Fool’s Maurie Backman, in a post on their website, describes the difficulties many future retirees may face as a result of inadequate financial preparation for their post-career years. Citing statistics that show nearly of Americans woefully behind the curve…