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Retirement Savings: When and when not touch them

One of the more persistent questions folks saving for retirement often face is whether or not to touch deferred financial resources (IRAs, 401ks, and earmarked savings accounts, for example, when a pre-retirement need arises. Conventional wisdom calls for leaving these types of funds alone, allowing them to build up for the long haul. Those dealing with high-interest obligations, like credit card debt, often feel tempted to look to their retirement savings for short-term relief. But before making that move, careful consideration of all the implications of doing so is important. Check out this post by Smart Money Minute Editorial Director Matt Brownell for some thoughts on this subject.

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