retirement
Do You Know Your Full Retirement Age for Social Security?
Knowing your full retirement age (FRA) is a very important part of your retirement plan. If you take your Social Security benefits before your FRA, you reduce the amount of your payment for the rest of your life. In an…
The Highest Social Security Benefit You Can Receive in 2026
Social Security benefits are calculated using your 35 highest-earning years. To receive the maximum possible benefit, you must reach the maximum taxable earnings in each of those years, something most workers do not achieve. For 2025, the maximum taxable earnings…
More Seniors Are Continuing to Work After Receiving Their Social Security Benefits
As the average life expectancy increases and the cost of living continues to rise, the workforce is aging. According to the article by the Asian Journal Newsroom, research shows that approximately 40% of Seniors are continuing to work after starting…
The Retirement Rollover Flexibility Act
The Retirement Rollover Flexibility Act was reintroduced in both the House of Representatives and the U.S Senate on December 4, 2025. This bipartisan, bicameral legislation will allow retirement savers to roll over their Roth IRA savings into a Roth account…
Demystifying When to Claim Social Security Retirement Benefits
Claiming Window is 8 Years Long Perched high on our list of Frequently Asked Questions is this: “When should I claim my Social Security retirement benefits?” That’s not surprising, since there is an 8 year window, starting at age 62…
Are you maximizing your HSA?
Having a health savings account (HSA) offers triple tax savings, where you can contribute pre-tax dollars, pay no taxes on earnings, and withdraw the money tax-free now or in retirement to pay for qualified medical expenses. HSA can be a…
Healthcare costs in retirement
The latest survey conducted by the Nationwide Retirement Institute found 73 percent of respondents list healthcare costs as one of their top concerns for retirement. Also, 71 percent of the respondents say they are terrified of how the expenses could…
Australian retirement system
The new retirement buzzword that is being played out in the mainstream media is the Australian retirement system. What is it? It is primarily based on superannuation, a compulsory savings scheme designed to ensure that Australians save for their retirement,…
Americans retirement readiness is improving
Two out of five Americans are on track to meet their spending needs in retirement; however, the typical American will have an annual shortfall of $5,000 in spending, according to Vanguard. “Although we see progress, there is still more work…
The Claiming Age Clarity Act
The Claiming Age Clarity Act (H.R. 5284) passed the House on Monday and was sent to the Senate for consideration. The bill aims to simplify Social Security terminology to help retirees better understand their benefits and make informed claiming decisions.…