seniors
A $5,000 per month Social Security benefit?
May seem like an unreachable star, but getting a monthly Social Security payment of $5,000 isn’t an impossible dream! As the saying goes, good things come to those who wait, and that is precisely true when it comes to when…
Demystifying When to Claim Social Security Retirement Benefits
Claiming Window is 8 Years Long Perched high on our list of Frequently Asked Questions is this: “When should I claim my Social Security retirement benefits?” That’s not surprising, since there is an 8 year window, starting at age 62…
Ask Rusty – When Will I Get Full Credit for Delaying my SS Retirement?
Dear Rusty: The time is nearing that I want to move from my current Social Security survivor benefit to my own SS retirement benefit at 70 years of age. I have been looking more deeply into the application of Delayed…
Will your retirement plans survive contact with reality
You thought you were on track with your retirement planning. You worked with a financial advisor, you maximized your Social Security, and you were a savvy investor. However, according to a recent survey, only 40 percent of respondents who retired…
The latest 2027 COLA projections
The predictions for the 2027 Social Security cost-of-living adjustment (COLA) increase have begun. With the release of the most recent data from the Bureau of Labor Statistics (BLS), experts, including the Congressional Budget Office, have updated their forecast models. However,…
2026 filing season updates and resources for seniors
There are some changes for the 2026 tax filing season that people who are 65 years of age and older should be aware of. The most recent being the enhanced deduction for seniors, which is a provision of the One,…
Turning bricks and mortar into retirement income
The baby boomer generation currently makes up most of the American retirees, and they are sitting on a record $19 trillion in real estate wealth. For some, home equity accounts for one-third of retirees’ financial assets, whereas traditional retirement savings…
Number one concern for retirees
The number one concern for retirees is not having enough money saved to maintain their desired standard of living in retirement. This concern is so prevalent that it ranks above other common worries like high medical bills, debt, or even…
Will $2 million be enough for your retirement
A recent survey by BlackRock reported that the average American said they needed $2.09 million to retire comfortably. That’s an astronomical figure for many of us. Even BlackRock’s CEO, Larry Fink, wrote. “That’s a lot and more than I was…
Stretching your Social Security benefits
Nearly 22 million seniors rely on their Social Security benefits for the entirety of their retirement income, according to a recent 2025 survey. The same survey reports that an estimated 31.8 million seniors get by on less than $2,000 a…