seniors
The myths of Social Security Trust fund
Will social and legacy media outlets be the downfall of the Social Security system with their perpetuated myths and fearmongering? The fact is that the Social Security Trust fund is projected to reach insolvency in 2032, forcing 24 percent across-the-board…
What to know before you take your first RMD
Are you turning 73 this year and facing taking your first required minimum distributions (RMDs)? If so, congratulations; if not, you may want to take notes for when it’s your turn to start taking RMDs. Maurie Backman, writing for The…
How to avoid costly mistakes in retirement
“Retirement isn’t the end of the road — it’s the reward for the path you planned.” – Unknown Planning for retirement is hard, but it is worth it. Although some of us thought we had planned well for retirement, certain…
Ask Rusty – My Friend is 65; shouldn’t she be exempt from Medicare payroll taxes?
Dear Rusty: My girlfriend is 65 and she just enrolled in Medicare. She is still working full time as a nurse, but they are still deducting Medicare taxes from her paycheck. I thought as soon as you started Medicare, that…
Data Breaches and Social Security
A Complex Online World It’s a complex electronic world we live in today, with nearly all organizations transitioning rapidly to online services. We are often encouraged to do our banking, manage our investments, renew our licenses, and pay our monthly…
Sounding the Alarm: Social Security in Financial Trouble
In somewhat of a “Johnny-come-lately” mayday alarm, this MorningStar article by Jessica Hall reports that the latest from the Congressional Budget Office (CBO) is that Social Security’s reserves may be fully depleted in about the year 2032 – an issue…
Speeding up SS Disability Decisions
It’s certainly no secret that applying for Social Security Disability Insurance (SSDI) benefits is often an effort which takes a long time for results. Unless the disability is included on SSA’s “Compassionate Allowance List” (CAL), it isn’t unusual for an…
Changes to Social Security’s operating processes are coming soon
In somewhat of an “under the radar” internal announcement, the Social Security is updating its operating procedures to improve processing times and balance staff workload. This, to adjust to the agency’s new reality – a loss of about 7,000 employees…
The Social Security Conundrum
It should be no secret to anyone who stays abreast of the news these days, Social Security – the nation’s primary program to avoid poverty in our senior years – will soon be facing a financial crisis! According to the…
Social Security sponsoring annual “Slam the Scam” day event
March 5, 2026 is an important date for those of us who worry about our Social Security benefits being stolen by scammers and other nefarious individuals. Fact is, those seeking to defraud senior Americans are rapidly proliferating and developing more…