Social Security
The Importance of Placing a Credit Freeze on Your Social Security Number
Breaches into company records exposing your personal information, such as your birthday and Social Security number, are becoming a common event. If you put a Credit Freeze in place, it prevents your credit bureau files from being accessed by someone…
The Best Time To Start Your Social Security Benefits
When should I start my Social Security benefits? This is one of the most common questions the Social Security Advisors are asked at the AMAC Foundation. When to claim your Social Security benefits is a personal decision only you can…
Taxation of Social Security Benefits Was Not Eliminated
The “One Big, Beautiful Bill Act,” which President Trump signed into law on July 4, has generated questions regarding the issue of benefit taxation. Here are some details that explain the new provision. The taxation of Social Security benefits has…
Social Security Paper Checks Are Ending September 30th, 2025
The current administration is ending the insuance of paper Social Security checks to reduce administrative costs and fraud from paper checks being stolen. Recipiients still receiving paper checks need to switch to either direct deposit or prepaid Direct Express debit…
Artificial Intelligence (AI) is Contributing to Scams Becoming More Sophisticated
Scams are becoming harder to spot. They can be in the form of a misspelled email address or a call from a robotic voice. Scammers are using your personal information that they have gathered to make themselves sound more legitimate.…
Remaining in the workplace after claiming benefits?
Many folks remain in the workforce after claiming their Social Security retirement benefits, some on a part-time basis, some full-time. Often, one of their beliefs is that continuing to be subject to the payroll tax—the FICA tax—will increase their monthly…
Starting Social Security Before Your Full Retirement Age and Working
If you want to start your Social Security Benefits before you reach your full retirement age (FRA) and continue to work, you will be subject to an earnings limit. Social Security allows you to use a special rule in your…
What to Expect for Social Security Changes in 2026
As is usually the case, 2026 will bring several program changes to Social Security. For example, there will likely be a cost-of-living increase in 2026. It is currently estimated at 2.5%. The full retirement age will be officially age 67…
Enhancing Your Social Security Online Account Security
Social Security is adding a “Security Authentication PIN (SAP) feature to your My Social Security Account Online account in August 2025. This is an optional feature. It is designed to make your identiy verification process faster and more secure when…
Medicare Part B and The Hold Harmless Rule
We’re one month into the compilation of statistics leading to determination of Social Security’s 2026 cost-of-living adjustment (COLA). Inflation has cooled considerably while health care costs have not, causing attention to focus on what impact expected Medicare Part B premium…