Social Security
Ask Rusty – When Should We Claim Social Security?
Dear Rusty: I am almost 63 and my husband will be 61 soon, and we are looking to see when our best time would be to start our Social Security benefits. We would like to know if one of us…
New bill endorses CPI-E as a means to avoid steady loss of seniors’ purchasing power
At last week’s Aging Committee hearing on preserving and protecting Social Security, Sen. Bob Casey (D-PA) summarized the newly-introduced Boosting Benefits and COLAs for Seniors Act as intending to “help seniors contend with rising costs by changing the way that Social…
Understanding Social Security Disability

Navigating the treacherous terrain of Social Security Disability Insurance (SSDI) can be quite intimidating – unless, of course, you learn how the program works. While eligibility criteria are stringent, if you are truly disabled and have earned at least the…
Here’s Social Security’s Payment Schedule
Social Security sends out millions of benefit payments all month long and, obviously, payments to all beneficiaries are not made on the same day each month. Fact is, the Social Security Administration has a very specific schedule for who gets…
Bi-Partisan “Save Our Seniors” said to protect Social Security

A bi-partisan trio of U.S. Senators have collaborated to introduce the “Save Our Seniors Act,” intended to keep Social Security’s true financial status front and center in Congress. Companion legislation has also been introduced in the House of Representatives. Fact…
Social Security for Divorced Spouses
“Your ex is worth twice as much dead than alive” proclaims one Social Security pundit, and guess what? That is true. Although there are specific criteria which must be met for a divorced spouse to be eligible for benefits from…
“SSI” vs. Social Security retirement or “SSDI” benefits
Social Security certainly can be a confusing program, with over 2800 rules codified in over 100,000 SSA website pages. Then add in that the Social Security Administration also administers other assistance programs on behalf of the federal government, and the…
How much will your Social Security benefit be?
The average retiree actually gets a benefit likely much smaller than you think. Many believe that after contributing to Social Security for an entire lifetime, they will be able to retire in financial comfort, but the reality is much less…
Speculation about COLA for 2025
Admittedly, it’s way too early to say with certainty what next year’s Cost of Living Adjustment (COLA) for Social Security will be. COLA is, after all, based on inflation as measured in the 3rd quarter (July – September) of each…
Important information for those new to Social Security
After a lifetime of working and approaching age 62, you might start thinking about applying for Social Security. After all, you’ve worked your entire life, contributing to the program, and feel entitled to start reaping the monetary fruits of your…