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Important information for those new to Social Security - Nasdaq

After a lifetime of working and approaching age 62, you might start thinking about applying for Social Security. After all, you’ve worked your entire life, contributing to the program, and feel entitled to start reaping the monetary fruits of your labor. But, not so fast…. there are a few things you should know before you make the decision to claim your benefits. This Nasdaq article by Maurie Backman explains that although you’ll enjoy an annual Cost of Living Adjustment (COLA) it won’t necessarily be a constant increase. And, if you are working, there is a limit to how much you can earn while collecting early benefits. And, finally, it’s important to know that Social Security is currently facing some financial woes and that benefits may be cut in less than a decade if Congress doesn’t act soon to prevent it. All of this is explained in the Nasdaq article – click here to read more.

Also, if you’re unsure about how these basics apply to you, or if you have any questions about your individual situation under Social Security, note that the AMAC Foundation provides a free-to-the-public advisory service to help Americans navigate the complexities of this program. All questions are answered quickly, at no charge. Learn more about it here…

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