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Taking Social Security at age 62 not the right choice for many

Despite the fact that age 62 is when you will receive the least benefit you are entitled to, it is by far the most popular age to claim benefits. Your full retirement age, anywhere from 66 to 67 depending upon the year you were born, is when you get 100% of the benefit you have earned from a lifetime of working and, by delaying beyond that, you can earn another 8% for each year you wait until age 70. With that kind of benefit growth potential, it’s easy to understand why most financial advisors recommend you carefully examine your choices before automatically claiming as soon as you’re eligible. This Motley Fool article by Dan Caplinger explans.

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