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The Importance of Knowing Your “Break Even Point”

As you plan your retirement finances, you’ll need to weigh the consequences of filing early (as early as age 62) versus the benefits of waiting to your full retirement age (or beyond, even to age 70). Although Social Security payouts are based on actuarial neutrality–that is, designed to pay the same amount over a lifetime based on mortality statistics–there is a point at which one breaks even. CNBC Personal Finance Reporter explores this concept in a post on  Check it out here…

By the way, if you’re interested in knowing your individual break even points, check out the AMAC Foundation’s Social Security Advisory Service. We can provide you a customized break even analysis to answer that question for you, and answer any other questions you may have about filing for Social Security. Learn more about this service on the Foundation’s website.


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