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Want to retire in the future? Pretend Social Security isn’t there and save on your own.

No question that Social Security makes up a very important part of most retirees’ income.  Too much so, in many cases, because it was never meant to be your sole, or even your primary source of income during retirement; it was meant only to supplement your other sources.  So it’s not a bad idea to plan for retirement as though Social Security wasn’t going to be there for you.  It will be, but the accepted rule is that you’ll need about 80% of your working income to maintain your lifestyle after retirement, so your non-Social Security income will play an important role.  This article by Motley Fool’s Maurie Backman encourages you to forget about Social Security and focus on your own savings and investments as the best route to a comfortable retirement.  Click here to read more.


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