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What to watch for if claiming Social Security after full retirement age

“It pays to wait” is the oft repeated line from experts on Social Security, yet just 4% of folks delay collecting until the maximum age of 70.  As Maurie Backman notes, you can start retirement benefits at any age beginning at  62, but the incentives to wait until full retirement age (66-67 depending on birth year) or age 70 are significant.  Here are three side benefits of delaying: 1. You’ll be tempted to work longer; 2. You’ll have more financial freedom during retirement; 3. You’ll boost your lifetime income if your health is terrific.  Full article is here.

The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.



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