Q & A
My ex-wife is on full disability, has been for years, but will not have reached full retirement age when I do. My question: Since we were married for more than 10 years and have been divorced for more than two years, can I file for a spousal benefit when I reach full retirement at age 66?
Answer: If your ex-wife weren’t disabled, she would need to be at least 62 and you would have to have been divorced for two years or she would have to be collecting her retirement benefit for you to be able to file for a spousal benefit. But the conditions are different since your ex-wife is disabled. You are free to apply for a spousal benefit even when she is under 62. You still have to have been divorced for two years when you file.
Source: Laurence Kotlikoff, via www.forbes.com
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