Social Security’s Full Retirement Age (FRA)

Once upon a time, there was no mystery about Social Security’s full retirement age – everyone received their full benefit if they claimed at 65, the age set when the program was first enacted in 1935. But way back in 1983, the…

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Solving Social Security’s Financial Woes

If you read the news at any level, you are surely aware that the nation’s premier retirement program – Social Security – is facing some serious financial issues in the near future. In fact, the latest report from the Congressional…

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Veterans and the “Special Extra Credit for Military Service”

Over the years, here at the AMAC Foundation’s Social Security advisory service, we have fielded many questions from veterans about something known as a “Special Extra Credit for Military Service.”  Those who contact us are usually informed of this seemingly…

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Is Social Security’s insolvency problem understated?

While analysts and economists anxiously await the “official” 2026 Social Security Trustees report, concerns are being raised about the trajectory of certain key performance indicators. One such indicator is the U.S. population’s fertility rate, a marker of what the future…

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CBO’s FRA 70 Budget Option Analysis Explored

Today’s post by North American Community Hub Statistics writer Jannik Meyer examines what’s shaping up to be perhaps the most controversial issue Congress will face when its focus finally shifts to the looming Social Security insolvency problem. And anyone following…

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“Ask Rusty – Why Can’t I get a Lump Sum Death Benefit from my Wife?”

Dear Rusty: My wife passed away in September 2025 at age 64. We had been married for 43 years and started collecting benefits when I turned 62 and she was 63. She did not have enough work credits to claim…

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