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Public Servants and Social Security
Those working government jobs see severely reduced Social Security benefits because they also have access to government pensions. The rules affecting this are the Windfall Elimination Provision and the Government Pension Offset. These workers can see a cut by as…
Crist speaks out on Social Security taxation.
On the campaign trail in Florida, former Governor Charlie Crist vowed to fight against taxation of Social Security benefits, calling the double-taxation of benefits “ridiculous.” Read a recap of his roundtable discussion in Gulfport, Florida here… Notice: The link provided…
Surviving Spouse Issues – Some Thoughts to Consider
When the surviving spouse is younger than the primary wage earner, it’s especially important to be aware of the details of various claiming strategies. An article by Kiplinger’s Retirement Report’s Rachel L. Sheedy, posted on www.kiplinger.com, provides some insights into this topic. Read more……
Social Security’s Two-Factor Authentication Causing Problems for Some Seniors
Logging into Social Security accounts is becoming a frustration for a segment of the senior population, specifically those who do not use, or are not proficient with, texting. While the SSA admits to being unable to offer an alternative, they…
Baby Boomers and Millennials in Marketing
Baby Boomers have long set the standard on living, working, and shopping in America. Millennials are turning all of this on its head, however, and some companies are having a hard time adapting. For example, Millennials are much more likely…
Social Security Basics
Many American’s have no idea how Social Security works. They happily pay their tax every pay check and don’t bother with anything else about it until they near retirement age. This causes a mad rush to try to learn everything…
Medicare’s Next 50 Years: Preserving the Program for Future Retirees
(By Robert E. Moffit, Ph.D, for The Heritage Foundation) For 50 years, Medicare has managed to provide seniors with continuous coverage and a strong measure of financial security. Now, in the 21st century, it is time for reforms that will…
Millennials and Investing
Millennials are becoming targets for investment companies in the wake of an ETF boom. This is because Millennials are starting to invest earlier than their parents. Millennials are starting around the age of 23 whereas Gen X started at 26…
Generations and Institutions
Millennials are stereotypical in their distrust of corporations and institutions. Baby Boomers are much more likely to have a flagship brand or trusted business that they default to. Millennials are much less loyal, and that may come down to the…
New Social Security Rule for SS Online Account access
Social Security has implemented a new rule requiring those who have an online personal account at SSA.GOV to be able to receive text messages to a cell phone. This is part of a new account security feature where account owners…