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Determining When to Take Benefits…the Importance of Considering Longevity

So much has been written and espoused by financial pundits about the obvious math around delaying Social Security benefits until age 70. But, does the math work for you? Maybe, maybe not, as explained in a post by The Motley Fool’s Maurie Backman today on Ms. Backman supports her analysis of the mathematical consequences of delayed filing with several examples that illustrate the strategy’s effect on your breakeven point, as well as the net benefit resulting from a lifespan shorter than the actuarial tables suggest. The bottom line here, of course, is the need to be realistic about your health situation when making the decision. For more background on this matter, check out Ms. Backman’s post here

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