Can you get the maximum Social Security benefit? - USA Today

Well, the probable answer is “no” because there is a pretty high bar to achieve that goal. Basically, you’d need to earn at least as much as the annual payroll tax cap for at least 35 years, pay Social Security taxes on all of those earnings, and wait until age 70 to claim your Social Security benefits. So unless you had a very high paying job for most of your life and can wait until you’re 70 to claim, you’re likely not going to get the maximum. But that doesn’t mean you shouldn’t try to get as much as you can, as explained in this USA Today article by Keith Speights. Fact is, most seniors depend on Social Security as a substantial part of their retirement income, so getting the most you can get – even if you can’t get the absolute maximum – is a smart move. Click here to read more.

Also, if you’re unsure about how these basics apply to you, or if you have any questions about your individual situation under Social Security, note that the AMAC Foundation provides a free-to-the-public advisory service to help Americans navigate the complexities of this program. All questions are answered quickly, at no charge. Learn more about it here…

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