Medicare coverage outside the U.S. is limited.

In most situations, Medicare won’t pay for health care or supplies you get outside the U.S. The term “outside the U.S.” means anywhere other than the 50 states of the U.S., the District of Columbia, Puerto Rico, the U.S. Virgin…

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Another Warning on the Use of Debt to Address Insolvency

Social Security’s looming insolvency is causing a stir in Washington, with Congress beginning to wake up to what could happen in about six years. Of course, as everyone knows, the recent news of an accelerated insolvency date is not “news”…

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Social Security Benefits and Income Taxes–An Indepth Explanation

At this point, it’s pretty well understood that the 2025 “One Big Beautiful Bill Act” provided a “bonus” income tax deduction intended to offset (for most seniors) the impact of federal income tax levied on Social Security benefits. It’s also…

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Survey: Retirement Benefits and Worker Retention Linked

It’s no secret that traditional defined benefit plans are largely a thing of the past and that individual wealth-building poses significant challenges for many future retirees. With this as a backdrop, it’s no wonder that the results of a Prudential…

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On Insolvency: “Take it seriously, but don’t panic”

As we’ve noted repeatedly on this website, Social Security’s impending insolvency is now a mere six years away. This reality is no new revelation, since the problem has been on Congress’s radar since the late 1980s. It’s just that with…

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“Ask Rusty – Why change Social Security now? It’s a working “Ponzi Scam””

Dear Rusty: Maybe everybody has the same reaction that I do to Social Security insolvency. I do not understand a system that has been basically run like a Ponzi Scam since its Inception; why have you decided (in 2026-2027) that…

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