medicare

Medicare Advantage plan Prior Authorizations often delay critical Cancer treatments

Through very aggressive marketing, Medicare Advantage plan enrollments have grown exponentially in recent years, with now over half of all Medicare beneficiaries enrolled in a Medicare Advantage plan. FYI, Medicare Advantage (MA) plans are offered by private insurance companies as…

How Medicare options can affect your healthcare budget.

Medicare options need to be explored before you make any decision beyond original Medicare, which is Part A (hospitalization) and Part B (healthcare). You need to be aware there could be a penalty for not signing up for Medicare during…

Medicare rules for Hospice payment affects decisions for those with Dementia

For people with dementia support is needed far before the end of life.  Hospice is intended for those who have no more than six months left to live.  Since enrolling in Hospice ends the availability of specialist care or hospital…

Three possible scenarios that could cost you a fortune

We all dream of how we want our golden years to look surrounded by family, sunshine, and good health, but that is not always the case. If you are age 65 in 2024, statistics show you will need five or…

Medicare and Social Security: Is time running out?

We have all heard about the trust fund running out of money in approximately 10 years. Here are numbers as reported by Adam Andrzejewski at RealClearInvestigations. Read the article here…

Are you moving?

Are you thinking of moving? Even if it is just across town or another state, you need to let Social Security and Medicare know when and your new address so there will be no misunderstanding. The Savvy Senior columnists outlines…

Turning 65 this year, you need to start planning

According to the U.S. Census Bureau, the U.S. population is approaching a landmark sometimes called Peak 65, or silver tsunami, when more than 12,000 people will start turning 65 each day, hitting an estimated total of 4 million for the…

About Medicare Advantage Plans

No doubt about it – many seniors have selected “Medicare Advantage” as their preferred type of healthcare plan. Essentially, Medicare Advantage replaces the federal government’s “original Medicare” with healthcare coverage from a private insurance company. Medicare Advantage plans usually offer…

Hard fact: Social Security must be reformed

To listen to candidates for federal office these days, one would get the impression that just leaving Social Security alone is a viable path forward. But it’s not, according to this sobering assessment by a Congressman speaking at a South…

Ask Rusty – Veteran Uncertain About Social Security and Healthcare Coverage

Dear Rusty: I’m not sure what I should sign up for in terms of Social Security: I am 64 and I am still employed full time and intend to stay employed until age 70. I am retired from the Navy…

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