retirement
An “Ideal” Circumstance for Claiming Social Security Benefits at Age 62
It can be a torturous question, this issue of when to file for Social Security benefits. Sure, you’re aware of the reduction in monthly payments you’ll receive, and you’re aware of the persistent advice of financial “experts” that it’s best…
A Timeline Clarification for Millennials–Preparing for the Future of Social Security
Social Security’s impending solvency crisis has been in the news quite a bit in recent months and, unfortunately, much of the media accounts have created a misunderstanding of what’s really in the cards for this critical senior support program. Specifically,…
Planning for Retirement? Here’s a Solid Roadmap to Consider
Planning for retirement is not easy. It’s not something to put aside for later, because time goes by quickly and before you know what happened, you’re at the point where you know you should have given it more thought. So,…
Inflation and Retirement Planning–Some Suggestions
Virtually every consumer is painfully aware of the inflationary cycle our economy is enduring, and not everyone is buying the thought that it’s a temporary–or transitory, to use a vernacular term–phenomenon. Retirees and those planning for their retirement years are…
Working in Retirement: A Real-Life Situation Analyzed
In a post on adn.com, Alaska Workplace reporter Lynne Curry addresses a situation many folks are considering as they approach their retirement years. For lack of a better name, it’s called “semiretirement” and it involves remaining in the workforce after…
Fitting Social Security Into Your Retirement Financial Plan
Many folks are aware that Social Security, by design, will not completely cover their desired level of comfort in retirement. Its basic intent is to serve as a mechanism to keep seniors from falling into poverty, with the expectation that…
Social Security’s Place in Your Financial Plan for Retirement
There are many details that those approaching retirement decisions are not clear on, especially the details of some of the options like spouse benefits, survivor benefits, family benefits, and so on. But if you’re at the point of assessing what…
Social Security and the Rule of Averages
Many folks like to compare themselves to others and especially to others in their peer group, and when it comes to claiming Social Security benefits and the general topic of financial planning for retirement, that becomes an even more interesting…
Getting Set For Retirement? Some Important Steps to Take
The decision to claim you Social Security benefits requires quite a bit of thought, as well as an understanding of the fundamental rules you’ll need to navigate. But before you begin to dig in earnestly, there are three very basic…
Survey Points to Feelings of Retirement Insecurity Among Women
A survey sponsored by the National Council on Aging and the Women’s Institute for a Secure Retirement. The poll of 1200 U.S. women aged 25 and older, conducted by Public Opinion Strategies and Lake Research Partners, reports that more than…